You have decided to rebuild your credit, really take charge of your financial future, and now… now it is time to negotiate with the collection agencies. How will you do it? Can you afford to pay off your debts in full? For the average consumer, the answer to these questions is a resounding no.
In America, in Hollywood, in Los Angeles, when someone behaves the way he/she likes to, then it might happen you can have some problem. For example if you are a person who likes go partying, in Los Angeles this could be a problem. Why? Because in L.A. you can’t walk places, you got to have a CAR. That means you have to drive all the time, no matter where you live or where you want to go. You need a damn car and you have to hit the road. And in Los Angeles, Avenues, Boulevards and streets are patrolled by LAPD all year round, twenty for seven. So if you go to a party and drink a beer, you have a 70% of chances to get stopped by the police and have your alcohol level tested. Then if it happens you are a movie star, you will make families and clan of paparazzi happy forever.
I wrote the Bishop a letter hand delivered to his residence and his office pleading for him to intercede in the kids, and our behalf. He wrote back saying he would not and that I probably misinterpreted things due to management styles etc.
The greatest times I had with Legos did not involve me building them at all. It was going to KB Toys and looking at the 7ft tall greek statues of Liberty, or Death Star made of Legos! Those things were awesome! I had no idea if they were shipped to them that way or if they actually spent the time to build them in the store, but I always wanted one! I used to think that there was nothing you could not make out of a Lego, and each year around Christmas time the stores would be full of these giant replicas!
I reported the principal to his superiors for continuing to badger kids abusing them with his shouting at them for the smallest of infractions. I included verifiable witnessed events that any rational manager would have investigated. Not a peep!
When there are family dinners, birthdays, or holidays, take photos of everyone there. Life changes, relationships change and it’s really nice to have photos of everyone.
This is just a short list, but these are the main areas you need to consider. Most people think that if the debt is old enough it will just go away. The truth is you owe the money to you either pay or it is wiped out by bankruptcy. Also, it is almost impossible to get a mortgage when you have old unpaid accounts on your credit report. So paying them is an obligation you need to realize. Also, it is the final piece in rebuilding your credit.